Contact

☎ CONTACT

Manuel Berrios

MFYCFINANCIAL@GMAIL.COM

(571) 295-2060

CREDIT RESTORATION

Our service includes your private assessment, contacting creditors on your behalf, sending documentation back and forth, and more. We have been trained on recent laws, statutes, and credit reporting practices. We also know what items on your report affect your score the most. 

Smart Credit

A Credit Report Unlike Any Other and Revolutionary Money Manager

We've made your credit report horizontal and easy to read! Search or find anything quickly and utilize tabs to view more or less detail. Through Smart Credit, you'll be able to view your credit score, auto score, insurance score and even a hiring risk index for job seekers.

Mange all of your online accounts in one place, integrated with your credit and identity. Not only is it the best and most complete picture of your money, but it's interactive! You can use Action buttons to ask your creditor a question about your account or a transaction- no phone calls or writing letters are necessary. Track and update your account balances, bills coming due and transactions each day.

CREDIT MY RENT

If you’re a renter, your largest monthly expense is probably your rent payment. Yet you don’t build your credit score by paying your rent on time. You can be penalized on your credit report for a rental eviction but you aren’t rewarded for being a responsible renter and making your rent payments. This puts you at a disadvantage because you’re not building credit with a major monthly expense. Homeowners build their credit score by paying their mortgage. It’s time you build your credit score by paying your rent.

Identity Monitoring

Our proactive identity monitoring service that sends alerts at the first signs of fraud. Our intelligence platform and monitoring capabilities detect, intercept, and restore the misuse of personal information that puts identities and enterprises at risk. 

Will , Trust Power of Attorney

When it comes to your health and your assets, you're used to being in charge. The decisions you make for yourself and your family are important because you know what's best for you. Unfortunately, in the event that you are not able to speak on behalf of these decisions, someone that doesn't understand your wishes may end up making them for you. Without an estate plan in place, these crucial choices regarding YOUR health, YOUR finances, and YOUR family are suddenly out of your control.

Many people disregard planning for unexpected events because they're "too young," it's "too expensive," or they just don't realize the importance of each piece that goes into a Will & Trust. MyCare Plan is a comprehensive planning package, customized to your needs, covering each of the essential parts that make up a full estate plan.

ultra score

This valuable program will guide you through simple steps to maximize your credit potential. Our large financial resource center, payment calculators and financial planning documents are included to answer all questions related to your unique financial situation.

Ultra Score™ offers several years of combined experience developing personalized solutions for clients adversely affected by low credit scores. Ultra Score™ enables our clients to understand their credit file and the negative impact of a low credit score, as well as how to effectively manage their credit and how it affects the decision-making process used by lenders.

We understand that you need high quality, effective and informative information to achieve your financial goals. We know how to pay attention to detail and manage the steps to provide you the most comprehensive and up to date information in the credit industry.